Capital and Income Calculator

Capital and Income Calculator (UK Residents Only)

This Calculator can provide an indication of the level of annual income you can expect to receive at your chosen retirement age, based on your current assets that will produce an income (do not include the value of your residence unless you intend to downsize, in which case add the capital/equity released as an asset). If you consider that this amount will be insufficient to sustain your lifestyle in retirement, the Calculator can also indicate the extra amount you will need to save to increase your annual income.

Please note that variables such as changes in interest rates, investment market fluctuations, tax legislation - and also changes in your personal circumstances and aspirations - can impact the calculations.

For your peace of mind, please also note that you are visiting a site with a secure connection. All calculations are made within your own device’s browser. No data entered will be stored by us or passed to a third party.

My Assets

Current Value

Current Regular Payments

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Monthly

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Annually

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Monthly

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Annually

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The next step is to calculate your net worth and the annual income available to you at your chosen retirement age, based on your current assets. Please continue.

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* 4% default rate based on assumed 6% per annum growth rate, less assumed annual inflation of 2%.

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* Based on a 4% per annum income/withdrawal.

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If you consider your projected worth and annual income will be insufficient, please continue.
Please bear in mind you will highly likely have a state pension that will provide an addition annual income. You can find out what state pension you will receive here.

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